Credit Smarts

Simplified Lending Solutions!

We are pleased to offer you a Loan Origination System made available by CreditSmarts.

CreditSmarts offers a low cost yet very effective way to manage your applications. We partner with Dealer Track, Route One, as well as refinance options thru Blue Yield, Lending Tree, and National Auto Loan Network. Our interactive application and credit pages allow you to limit your fraudulent applications, and make better decisions at the beginning rather than have issues in funding, or later in collections.

CreditSmarts is a Loan Origination System using intelligent risk analysis and giving the lender much more control over the application process, reducing risk & costs thus helping create a profitable loan portfolio

Streamlined application processing eliminates the time consuming and expensive process of procuring, set up and processing a file before it is reviewed by the underwriter or buyer

As a 100% web-based system, this eliminates difficult, expensive and time consuming installation, network configuration, updating, maintaining and training

A lender can be up and running with the CreditSmarts LOS within days. The integration with Route One and Dealer Track is seamless and can be operational within weeks

Indirect and direct lending
Easy to use
Risk Mitigation Tools
Automated Decisioning
Remote Accessibility
Easy to Implement
Management Tracking Reports

CreditSmarts is accessible anywhere with internet access 24/7 allowing one to process credit applications as well as monitor loan production and give real time feedback and assistance to onsite staff